Interest Rates on Loan
S. No. | Schemes | Rate of Interest (Public) |
1 | Personal Loan Scheme | 15% |
2 | Non Farm Sector Loan Scheme (NFS) | 12% - 13% |
3 | Consumer Durable Loan | 15.00% |
4 | Vehicle Loan Scheme | 11.00% |
5 | Second Hand vehicle Loan Scheme | 13.00% |
6 | Urban Housing Scheme | 10.5% - 11.0% |
7 | Cash Credit Facility to Traders | 14.00% |
8 | Revolving cash Credit to Farmers (RCC) | 11.00% |
9 | Two Wheeler Loan to Farmers | 12.00% |
10 | Rural Housing Scheme | 10.50% |
11 | Mini Dairy Scheme | 10.25% |
12 | Commercial Dairy Development Scheme | 10.25% |
13 | Cooperative Education Loan Scheme children of poor farmers, Dalits, BC, etc. | 7.25% |
14 | Loan against Rental Income Scheme | 14% |
15 | Loan against Property | 14% |
16 | Loan scheme for Earnest Money | As fixed by the bank |
17 | Mai Bhago Istri Shakti Scheme | PACS to members 10.75%CCB to PACS 9.25% |
18 | Bhai Lalo Sehkari Kirt Shakti Scheme | PACS to members 12% CCB to PACS 10% |
19 | Education Loan | 11% |
20 | Credit for Setting up of Net House | 12% |
21 | Credit for Setting up of Agricultural Service Centre | 11.25% for PACS , 12% for individuals |
22 | Bee Keeping Loan Scheme | 10.25% |
23 | Piggery Loan Scheme | 10.25% |
24 | Goat Rearing Loan Scheme | 10.25% |
25 | Fishery Development Loan Scheme | 10.25% |