Beneficiary	Individuals practicing as professionals such as doctors, advocate, chartered engineers, chartered accountants, company secretary, architects, I.T. professionals, interior designer, academicians running coaching centres.
Purpose	Credit facility for meeting out socio-economic needs.
Loan Limit	15 times of monthly gross salary or RS. 4.00 lakh, whichever is less.
Rate of Interest	14%
Repayment Option	Borrower can make the part prepayment of the loan. No penalty will be charged.
Repayment Period	Maximum 7 years.
Collateral Security	The valuation of the collateral security shall be 150% to the loan amount. In addition to that one guarantor known to the bank will also be taken.