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The Faridkot Central Cooperative Bank Ltd. The Faridkot Central Cooperative Bank Ltd.

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PERSONAL LOANS FOR PROFESSIONALS



Beneficiary
Individuals practicing as professionals such as doctors, advocate, chartered engineers, chartered accountants, company secretary, architects, I.T. professionals, interior designer, academicians running coaching centres.

Purpose
Credit facility for meeting out socio-economic needs.

Loan Limit
15 times of monthly gross salary or RS. 4.00 lakh, whichever is less.

Rate of Interest
14%

Repayment Option
Borrower can make the part prepayment of the loan. No penalty will be charged.

Repayment Period
Maximum 7 years.

Collateral Security
The valuation of the collateral security shall be 150% to the loan amount. In addition to that one guarantor known to the bank will also be taken.


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